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Determining Liability in Ridesharing Car Accidents

Uber, Lyft, and other rideshare apps are constantly used by Americans every single day. Requesting a ride is simple, fast, and often more cost-effective than riding in a taxi. Additionally, many people believe that these rideshare services are also a safe alternative, especially when it comes to alcohol consumption.

However, car accidents involving Uber and Lyft drivers are often complicated. So what happens if you are injured in a collision while being a passenger in a rideshare service car?

Rideshare Service Policies

Uber & Lyft have similar policy rules. They carry liability coverage for its drivers and passengers, but coverage levels depend on whether there is a passenger in the vehicle or not. Both have a three-part insurance structure.

If a driver is offline and not available to pick up riders, he or she is covered by their own personal auto insurance. If a driver is available, but hasn't matched with a passenger yet, he or she is covered by their own insurance plus an additional contingent liability coverage - which goes up to $50,000 per person bodily injury, $100,000 per incident, and $25,000 for property damage. If a driver picks up a passenger and is on a trip with them, a passenger is covered by a $1 million liability coverage policy.

But in many cases, these type of accidents can be complicated. If you were a passenger in an Uber or Lyft and suffered an injury in a car accident, it is in your best interest to obtain legal representation from an experienced car accident attorney.

Contact our Austin personal injury attorney at Komie & Morrow, LLP and schedule a free case evaluation today.

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